HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$437,259$437,259$513,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$75,741$0
Funding fee$2,186$2,186$0
Note rate4.72%4.72%7.24%
Blended rate4.72%5.352%7.48%
1st payment$2,455.73$2,455.73$3,496.09
2nd payment$0.00$568.06$0.00
Taxes / mo$184.83$184.83$184.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.60
HOA / mo$220.00$220.00$220.00
Total monthly$3,027.23$3,595.28$4,170.19
Cash to close$132,741$57,000$57,000