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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$491,976$414,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,460$0
Note rate6.69%7.24%
Blended rate6.69%7.48%
1st payment$3,292.37$2,821.40
2nd payment$0.00$0.00
Taxes / mo$400.92$400.92
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$45.00$45.00
Total monthly$3,904.95$3,516.79
Cash to close$0$46,000