HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,394$404,394$661,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$257,106$0
Funding fee$2,022$2,022$0
Note rate3.11%3.11%7.24%
Blended rate3.11%4.913%7.48%
1st payment$1,924.02$1,924.02$4,508.11
2nd payment$0.00$1,660.47$0.00
Taxes / mo$443.08$443.08$443.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,583.77$4,244.24$5,300.16
Cash to close$330,606$73,500$73,500