HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$76,887$76,887$225,000
Remaining term (yrs)16.916.930.0
Secondary amount$0$148,113$0
Funding fee$384$384$0
Note rate4.46%4.46%7.24%
Blended rate4.46%6.79%7.48%
1st payment$538.33$538.33$1,533.37
2nd payment$0.00$987.42$0.00
Taxes / mo$62.00$62.00$62.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$750.33$1,737.75$1,790.37
Cash to close$173,113$25,000$25,000