HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,077$238,077$418,410
Remaining term (yrs)24.224.230.0
Secondary amount$0$180,333$0
Funding fee$1,190$1,190$0
Note rate2.72%2.72%7.24%
Blended rate2.72%4.996%7.48%
1st payment$1,118.30$1,118.30$2,851.46
2nd payment$0.00$1,202.22$0.00
Taxes / mo$221.08$221.08$221.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,506.05$2,708.27$3,322.89
Cash to close$226,823$46,490$46,490