HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$552,279$552,279$647,999
Remaining term (yrs)26.526.530.0
Secondary amount$0$95,720$0
Funding fee$0$0$0
Note rate6.32%6.32%7.24%
Blended rate6.87%7.185%7.48%
1st payment$3,578.51$3,578.51$4,416.10
2nd payment$0.00$717.90$0.00
Taxes / mo$756.67$756.67$756.67
Insurance / mo$216.67$216.67$216.67
MI / mo$264.42$264.42$129.60
HOA / mo$42.25$42.25$42.25
Total monthly$4,858.52$5,576.42$5,561.28
Cash to close$167,720$72,000$72,000