HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$119,706$119,706$474,300
Remaining term (yrs)24.324.330.0
Secondary amount$0$354,594$0
Funding fee$599$599$0
Note rate2.65%2.65%7.24%
Blended rate2.65%6.463%7.48%
1st payment$555.32$555.32$3,232.35
2nd payment$0.00$2,290.08$0.00
Taxes / mo$325.17$325.17$325.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.86
HOA / mo$42.00$42.00$42.00
Total monthly$1,089.15$3,379.24$3,861.04
Cash to close$407,294$52,700$52,700