HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$780,841$780,841$810,000
Remaining term (yrs)27.227.230.0
Secondary amount$0$29,159$0
Funding fee$0$0$0
Note rate7.76%7.76%7.24%
Blended rate8.31%8.335%7.48%
1st payment$5,747.83$5,747.83$5,520.13
2nd payment$0.00$218.69$0.00
Taxes / mo$581.08$581.08$581.08
Insurance / mo$216.67$216.67$216.67
MI / mo$367.37$367.37$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$6,912.95$7,131.65$6,479.88
Cash to close$119,159$90,000$90,000