HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$600,813$600,813$719,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$119,097$0
Funding fee$3,004$3,004$0
Note rate5.3%5.3%7.24%
Blended rate5.3%5.747%7.48%
1st payment$3,573.11$3,573.11$4,906.17
2nd payment$0.00$793.98$0.00
Taxes / mo$661.67$661.67$661.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$100.00$100.00$100.00
Total monthly$4,551.45$5,345.43$6,028.49
Cash to close$199,087$79,990$79,990