HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$496,458$476,976
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.49%7.24%
Blended rate7.34%7.48%
1st payment$3,285.86$3,250.58
2nd payment$0.00$0.00
Taxes / mo$222.67$222.67
Insurance / mo$166.67$166.67
MI / mo$368.62$95.40
HOA / mo$39.00$39.00
Total monthly$4,082.81$3,774.31
Cash to close$33,515$52,997