HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$34,167$34,167$148,500
Remaining term (yrs)6.66.630.0
Secondary amount$0$114,333$0
Funding fee$0$0$0
Note rate5.91%5.91%7.24%
Blended rate6.76%7.715%7.48%
1st payment$517.78$517.78$1,012.02
2nd payment$0.00$762.22$0.00
Taxes / mo$96.75$96.75$96.75
Insurance / mo$150.00$150.00$150.00
MI / mo$61.77$61.77$29.70
HOA / mo$344.00$344.00$344.00
Total monthly$1,170.30$1,932.51$1,632.47
Cash to close$130,833$16,500$16,500