HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$416,982$416,982$468,000
Remaining term (yrs)29.129.130.0
Secondary amount$0$51,018$0
Funding fee$2,085$2,085$0
Note rate6.19%6.19%7.24%
Blended rate6.19%6.496%7.48%
1st payment$2,576.49$2,576.49$3,189.41
2nd payment$0.00$382.64$0.00
Taxes / mo$404.92$404.92$404.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$85.00$85.00$85.00
Total monthly$3,233.07$3,615.71$3,939.59
Cash to close$103,018$52,000$52,000