HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,954$469,954$495,450
Remaining term (yrs)24.724.730.0
Secondary amount$0$25,496$0
Funding fee$0$0$0
Note rate3%3%7.24%
Blended rate3.85%4.115%7.48%
1st payment$2,243.70$2,243.70$3,376.48
2nd payment$0.00$191.22$0.00
Taxes / mo$339.00$339.00$339.00
Insurance / mo$166.67$166.67$166.67
MI / mo$376.96$376.96$99.09
HOA / mo$92.67$92.67$92.67
Total monthly$3,219.00$3,410.22$4,073.91
Cash to close$80,546$55,050$55,050