HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$657,179$657,179$706,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$49,321$0
Funding fee$3,286$3,286$0
Note rate6.56%6.56%7.24%
Blended rate6.56%6.73%7.48%
1st payment$4,226.49$4,226.49$4,814.78
2nd payment$0.00$369.91$0.00
Taxes / mo$387.75$387.75$387.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$141.30
HOA / mo$58.00$58.00$58.00
Total monthly$4,888.90$5,258.81$5,618.50
Cash to close$127,821$78,500$78,500