HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$393,187$393,187$449,999
Remaining term (yrs)28.328.330.0
Secondary amount$0$56,812$0
Funding fee$0$0$0
Note rate6.96%6.96%7.24%
Blended rate7.51%7.698%7.48%
1st payment$2,649.16$2,649.16$3,066.74
2nd payment$0.00$426.09$0.00
Taxes / mo$248.17$248.17$248.17
Insurance / mo$166.67$166.67$166.67
MI / mo$183.24$183.24$90.00
HOA / mo$42.00$42.00$42.00
Total monthly$3,289.24$3,715.32$3,613.57
Cash to close$106,812$50,000$50,000