HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$98,571$98,571$378,000
Remaining term (yrs)17.317.330.0
Secondary amount$0$279,429$0
Funding fee$0$0$0
Note rate4.53%4.53%7.24%
Blended rate5.38%7.132%7.48%
1st payment$682.74$682.74$2,576.06
2nd payment$0.00$1,804.65$0.00
Taxes / mo$264.17$264.17$264.17
Insurance / mo$150.00$150.00$150.00
MI / mo$95.11$95.11$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,192.02$2,996.67$3,065.83
Cash to close$321,429$42,000$42,000