HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$802,023$802,023$796,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$38,727$0
Funding fee$4,010$4,010$0
Note rate6.5%6.5%7.24%
Blended rate6.5%6.748%7.48%
1st payment$5,245.85$5,245.85$5,428.13
2nd payment$0.00$383.24$0.00
Taxes / mo$793.17$793.17$793.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$159.30
HOA / mo$73.33$73.33$73.33
Total monthly$6,329.01$6,712.25$6,670.60
Cash to close$82,977$44,250$88,500