HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,330$141,330$494,100
Remaining term (yrs)15.815.830.0
Secondary amount$0$352,770$0
Funding fee$707$707$0
Note rate3.66%3.66%7.24%
Blended rate3.66%6.58%7.48%
1st payment$977.38$977.38$3,367.28
2nd payment$0.00$2,278.31$0.00
Taxes / mo$272.17$272.17$272.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,416.21$3,694.52$3,904.94
Cash to close$407,670$54,900$54,900