HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$513,294$513,294$571,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$58,206$0
Funding fee$2,566$2,566$0
Note rate2.6%2.6%7.24%
Blended rate2.6%3.252%7.48%
1st payment$2,374.01$2,374.01$3,894.76
2nd payment$0.00$436.54$0.00
Taxes / mo$319.83$319.83$319.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$140.00$140.00$140.00
Total monthly$3,000.51$3,437.06$4,635.56
Cash to close$121,706$63,500$63,500