HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$611,880$611,880$625,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$48,370$0
Funding fee$3,059$3,059$0
Note rate6.27%6.27%7.24%
Blended rate6.27%6.681%7.48%
1st payment$3,812.30$3,812.30$4,262.77
2nd payment$0.00$478.66$0.00
Taxes / mo$696.08$696.08$696.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.10
HOA / mo$90.00$90.00$90.00
Total monthly$4,765.05$5,243.72$5,340.62
Cash to close$83,120$34,750$69,500