HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,965$341,965$359,910
Remaining term (yrs)27.827.830.0
Secondary amount$0$37,940$0
Funding fee$1,710$1,710$0
Note rate6.77%6.77%7.24%
Blended rate6.77%7.28%7.48%
1st payment$2,274.75$2,274.75$2,452.78
2nd payment$0.00$375.45$0.00
Taxes / mo$264.58$264.58$264.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,689.33$3,064.78$2,939.35
Cash to close$57,935$19,995$39,990