HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,143,808$1,143,808$1,147,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$67,442$0
Funding fee$5,719$5,719$0
Note rate6.63%6.63%7.24%
Blended rate6.63%6.922%7.48%
1st payment$7,408.49$7,408.49$7,820.19
2nd payment$0.00$667.40$0.00
Taxes / mo$665.17$665.17$665.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$229.50
HOA / mo$83.00$83.00$83.00
Total monthly$8,373.33$9,040.72$9,014.52
Cash to close$131,192$63,750$127,500