HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,780$326,780$2,475,000
Remaining term (yrs)15.915.930.0
Secondary amount$0$2,148,220$0
Funding fee$1,634$1,634$0
Note rate7.62%7.62%7.24%
Blended rate7.62%7.733%7.48%
1st payment$2,950.07$2,950.07$16,867.08
2nd payment$0.00$13,873.92$0.00
Taxes / mo$834.00$834.00$834.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$495.00
HOA / mo$123.33$123.33$123.33
Total monthly$4,124.06$17,997.98$18,536.08
Cash to close$2,423,220$275,000$275,000