HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$572,798$572,798$922,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$349,702$0
Funding fee$2,864$2,864$0
Note rate2.8%2.8%7.24%
Blended rate2.8%4.676%7.48%
1st payment$2,713.90$2,713.90$6,286.82
2nd payment$0.00$2,258.49$0.00
Taxes / mo$526.50$526.50$526.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$184.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,457.07$5,715.56$7,214.49
Cash to close$452,202$102,500$102,500