HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,244$476,244$652,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$176,256$0
Funding fee$2,381$2,381$0
Note rate3.28%3.28%7.24%
Blended rate3.28%4.555%7.48%
1st payment$2,407.73$2,407.73$4,446.78
2nd payment$0.00$1,175.04$0.00
Taxes / mo$255.75$255.75$255.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,880.15$4,055.19$5,049.69
Cash to close$248,756$72,500$72,500