HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$377,885$377,885$706,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$328,615$0
Funding fee$1,889$1,889$0
Note rate2.73%2.73%7.24%
Blended rate2.73%5.065%7.48%
1st payment$1,768.37$1,768.37$4,814.78
2nd payment$0.00$2,122.31$0.00
Taxes / mo$199.58$199.58$199.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$141.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,184.62$4,306.93$5,372.33
Cash to close$407,115$78,500$78,500