HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$161,699$161,699$256,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$94,801$0
Funding fee$808$808$0
Note rate2.97%2.97%7.24%
Blended rate2.97%5.199%7.48%
1st payment$767.74$767.74$1,748.04
2nd payment$0.00$711.00$0.00
Taxes / mo$220.25$220.25$220.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$412.00$412.00$412.00
Total monthly$1,549.99$2,260.99$2,581.59
Cash to close$123,301$28,500$28,500