HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$445,714$431,999
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.79%7.24%
Blended rate8.34%7.48%
1st payment$3,292.87$2,944.07
2nd payment$0.00$0.00
Taxes / mo$353.25$353.25
Insurance / mo$166.67$166.67
MI / mo$209.85$86.40
HOA / mo$142.33$142.33
Total monthly$4,164.97$3,692.71
Cash to close$34,285$48,000