HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,669$464,669$652,410
Remaining term (yrs)24.924.930.0
Secondary amount$0$187,741$0
Funding fee$2,323$2,323$0
Note rate2.87%2.87%7.24%
Blended rate2.87%4.346%7.48%
1st payment$2,172.22$2,172.22$4,446.16
2nd payment$0.00$1,251.61$0.00
Taxes / mo$610.83$610.83$610.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.48
HOA / mo$75.00$75.00$75.00
Total monthly$3,074.72$4,326.33$5,479.14
Cash to close$260,231$72,490$72,490