HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,789$237,789$373,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$135,711$0
Funding fee$1,189$1,189$0
Note rate2.96%2.96%7.24%
Blended rate2.96%4.791%7.48%
1st payment$1,154.34$1,154.34$2,545.40
2nd payment$0.00$904.74$0.00
Taxes / mo$197.33$197.33$197.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,501.67$2,406.41$2,967.43
Cash to close$177,211$41,500$41,500