HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,142$210,142$292,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$82,358$0
Funding fee$0$0$0
Note rate2.72%2.72%7.24%
Blended rate3.57%5.099%7.48%
1st payment$987.08$987.08$1,993.38
2nd payment$0.00$617.69$0.00
Taxes / mo$343.67$343.67$343.67
Insurance / mo$150.00$150.00$150.00
MI / mo$171.94$171.94$58.50
HOA / mo$500.00$500.00$500.00
Total monthly$2,152.68$2,770.37$3,045.55
Cash to close$114,858$32,500$32,500