HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$75,050$75,050$328,500
Remaining term (yrs)10.710.730.0
Secondary amount$0$253,450$0
Funding fee$0$0$0
Note rate6.73%6.73%7.24%
Blended rate7.58%7.711%7.48%
1st payment$814.65$814.65$2,238.72
2nd payment$0.00$1,636.87$0.00
Taxes / mo$149.92$149.92$149.92
Insurance / mo$150.00$150.00$150.00
MI / mo$89.15$89.15$65.70
HOA / mo$300.00$300.00$300.00
Total monthly$1,503.72$3,140.59$2,904.34
Cash to close$289,950$36,500$36,500