HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$280,502$280,502$418,410
Remaining term (yrs)24.524.530.0
Secondary amount$0$137,908$0
Funding fee$1,403$1,403$0
Note rate3.17%3.17%7.24%
Blended rate3.17%4.762%7.48%
1st payment$1,370.18$1,370.18$2,851.46
2nd payment$0.00$919.39$0.00
Taxes / mo$390.25$390.25$390.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,927.10$2,846.49$3,492.06
Cash to close$184,398$46,490$46,490