HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,399$377,399$508,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$131,101$0
Funding fee$0$0$0
Note rate2.88%2.88%7.24%
Blended rate3.73%4.831%7.48%
1st payment$1,812.20$1,812.20$3,465.42
2nd payment$0.00$874.01$0.00
Taxes / mo$410.58$410.58$410.58
Insurance / mo$166.67$166.67$166.67
MI / mo$309.19$309.19$101.70
HOA / mo$60.00$60.00$60.00
Total monthly$2,758.64$3,632.65$4,204.37
Cash to close$187,601$56,500$56,500