HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$528,704$528,704$607,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$78,796$0
Funding fee$2,644$2,644$0
Note rate2.9%2.9%7.24%
Blended rate2.9%3.691%7.48%
1st payment$2,544.16$2,544.16$4,140.10
2nd payment$0.00$590.97$0.00
Taxes / mo$387.67$387.67$387.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$125.00$125.00$125.00
Total monthly$3,223.50$3,814.47$4,940.93
Cash to close$146,296$67,500$67,500