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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,191$405,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,166$0
Note rate6.89%7.24%
Blended rate6.89%7.48%
1st payment$2,895.96$2,760.07
2nd payment$0.00$0.00
Taxes / mo$168.75$168.75
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$3,214.71$3,159.82
Cash to close$16,809$45,000