HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$207,916$207,916$243,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$35,084$0
Funding fee$0$0$0
Note rate2.98%2.98%7.24%
Blended rate3.83%4.576%7.48%
1st payment$1,013.88$1,013.88$1,656.04
2nd payment$0.00$263.13$0.00
Taxes / mo$216.08$216.08$216.08
Insurance / mo$150.00$150.00$150.00
MI / mo$170.78$170.78$48.60
HOA / mo$350.00$350.00$350.00
Total monthly$1,900.74$2,163.87$2,420.72
Cash to close$62,084$27,000$27,000