HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,454$240,454$440,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$200,456$0
Funding fee$1,202$1,202$0
Note rate2.79%2.79%7.24%
Blended rate2.79%5.045%7.48%
1st payment$1,132.60$1,132.60$3,004.79
2nd payment$0.00$1,294.61$0.00
Taxes / mo$93.00$93.00$93.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,392.27$2,686.88$3,352.64
Cash to close$249,446$48,990$48,990