Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$557,910
Remaining term (yrs)	2.7	2.7	30.0
Secondary amount	$0	$557,910	$0
Funding fee	$0	$0	$0
Note rate	3%	3%	7.24%
Blended rate	3%	7.75%	7.48%
1st payment	$0.00	$0.00	$3,802.15
2nd payment	$0.00	$3,603.17	$0.00
Taxes / mo	$208.67	$208.67	$208.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.58
HOA / mo	$42.67	$42.67	$42.67
Total monthly	$418.00	$4,021.17	$4,331.73
Cash to close	$619,900	$61,990	$61,990