HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$338,740$338,740$495,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$156,260$0
Funding fee$1,694$1,694$0
Note rate3.47%3.47%7.24%
Blended rate3.47%4.9%7.48%
1st payment$1,758.45$1,758.45$3,373.42
2nd payment$0.00$1,041.73$0.00
Taxes / mo$227.92$227.92$227.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,153.03$3,194.76$3,867.00
Cash to close$211,260$55,000$55,000