HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$637,797$637,797$648,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$46,203$0
Funding fee$0$0$0
Note rate6.34%6.34%7.24%
Blended rate6.89%7.227%7.48%
1st payment$4,006.63$4,006.63$4,416.11
2nd payment$0.00$457.22$0.00
Taxes / mo$371.17$371.17$371.17
Insurance / mo$216.67$216.67$216.67
MI / mo$295.44$295.44$129.60
HOA / mo$0.00$0.00$0.00
Total monthly$4,889.90$5,347.12$5,133.54
Cash to close$82,203$36,000$72,000