HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,704$312,704$494,999
Remaining term (yrs)25.325.330.0
Secondary amount$0$182,295$0
Funding fee$0$0$0
Note rate3.55%3.55%7.24%
Blended rate4.4%5.726%7.48%
1st payment$1,557.85$1,557.85$3,373.41
2nd payment$0.00$1,215.30$0.00
Taxes / mo$38.42$38.42$38.42
Insurance / mo$166.67$166.67$166.67
MI / mo$244.22$244.22$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,007.15$3,222.45$3,677.49
Cash to close$237,295$55,000$55,000