HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$579,442$579,442$607,499
Remaining term (yrs)27.727.730.0
Secondary amount$0$28,057$0
Funding fee$2,897$2,897$0
Note rate6.99%6.99%7.24%
Blended rate6.99%7.083%7.48%
1st payment$3,945.61$3,945.61$4,140.10
2nd payment$0.00$210.42$0.00
Taxes / mo$290.75$290.75$290.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,403.03$4,613.45$4,719.01
Cash to close$95,557$67,500$67,500