HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$25,940$25,940$153,000
Remaining term (yrs)5.75.730.0
Secondary amount$0$127,060$0
Funding fee$0$0$0
Note rate6.71%6.71%7.24%
Blended rate7.56%7.925%7.48%
1st payment$454.15$454.15$1,042.69
2nd payment$0.00$847.07$0.00
Taxes / mo$80.50$80.50$80.50
Insurance / mo$150.00$150.00$150.00
MI / mo$49.80$49.80$30.60
HOA / mo$232.00$232.00$232.00
Total monthly$966.45$1,813.52$1,535.79
Cash to close$144,060$17,000$17,000