HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,219$164,219$387,000
Remaining term (yrs)15.515.530.0
Secondary amount$0$222,781$0
Funding fee$821$821$0
Note rate3.98%3.98%7.24%
Blended rate3.98%6.15%7.48%
1st payment$1,179.89$1,179.89$2,637.40
2nd payment$0.00$1,438.79$0.00
Taxes / mo$282.83$282.83$282.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$33.00$33.00$33.00
Total monthly$1,645.72$3,084.52$3,180.63
Cash to close$265,781$43,000$43,000