HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,290$157,290$434,250
Remaining term (yrs)19.819.830.0
Secondary amount$0$276,960$0
Funding fee$786$786$0
Note rate3.43%3.43%7.24%
Blended rate3.43%6.185%7.48%
1st payment$909.21$909.21$2,959.41
2nd payment$0.00$1,788.70$0.00
Taxes / mo$131.33$131.33$131.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.85
HOA / mo$2.50$2.50$2.50
Total monthly$1,209.71$2,998.41$3,346.76
Cash to close$325,210$48,250$48,250