HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,745$141,745$512,100
Remaining term (yrs)13.213.230.0
Secondary amount$0$370,355$0
Funding fee$709$709$0
Note rate4.78%4.78%7.24%
Blended rate4.78%6.928%7.48%
1st payment$1,205.10$1,205.10$3,489.95
2nd payment$0.00$2,391.88$0.00
Taxes / mo$115.42$115.42$115.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,487.19$3,879.06$3,874.46
Cash to close$427,255$56,900$56,900