HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$758,056$758,056$1,215,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$456,944$0
Funding fee$3,790$3,790$0
Note rate5.1%5.1%7.24%
Blended rate5.1%6.097%7.48%
1st payment$4,411.49$4,411.49$8,280.20
2nd payment$0.00$2,951.10$0.00
Taxes / mo$489.67$489.67$489.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$243.00
HOA / mo$165.00$165.00$165.00
Total monthly$5,282.82$8,233.92$9,394.54
Cash to close$591,944$135,000$135,000