HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,221$341,221$764,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$422,879$0
Funding fee$1,706$1,706$0
Note rate3.02%3.02%7.24%
Blended rate3.02%5.638%7.48%
1st payment$1,670.97$1,670.97$5,207.33
2nd payment$0.00$2,731.09$0.00
Taxes / mo$212.00$212.00$212.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,099.64$4,830.73$5,788.81
Cash to close$507,779$84,900$84,900