HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,668$433,668$495,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$61,332$0
Funding fee$0$0$0
Note rate5.66%5.66%7.24%
Blended rate6.51%6.819%7.48%
1st payment$2,657.67$2,657.67$3,373.42
2nd payment$0.00$459.99$0.00
Taxes / mo$275.67$275.67$275.67
Insurance / mo$166.67$166.67$166.67
MI / mo$325.77$325.77$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,425.78$3,885.76$3,914.75
Cash to close$116,332$55,000$55,000